Services
Three service lines, one advisory team. Choose the entry point that matches your immediate need; we connect the rest as your situation evolves.
LOANS & CREDIT CARDS
Personal loans, business loans, home loans, loans against property and car loans — arranged across 40+ banks and NBFCs — plus credit cards from leading banks, matched to how you actually spend.
A loan should match how money actually moves through your household or your business. We look at that first, then approach lenders with a structured file — which is why our approvals carry terms our clients' previous applications did not.
MUTUAL FUNDS & INVESTMENTS
Goal-linked mutual fund portfolios across equity, debt and hybrid funds, plus a review cadence that keeps risk aligned with your real horizon. SIP & lumpsum · goal planning · quarterly reviews.
• Goal & liability mapping
• Direct & regular SIP planning
• Debt & hybrid allocation
• Insurance & risk audit
• Tax-aware rebalancing
• Quarterly performance reports
GROWTH ADVISORY
Pricing, unit economics, cash-flow discipline, market entry and board-ready reporting — the operational layer funding alone cannot fix. Funding without operating discipline simply buys more time to lose money.
• Unit economics teardown — contribution margin by product, channel and customer segment
• Pricing strategy — price architecture, discount governance and margin protection
• Cash-flow modelling — a 13-week cash view plus a 36-month funding and capacity model
• Board & investor reporting — monthly MIS and quarterly board packs built on your data
THREE WAYS TO WORK WITH US
Start small if that suits you. Most long-term clients started with exactly one of these.
Full Advisory Retainer (most common) — ongoing access to your advisor across loans, investments and operations, with a monthly review and priority response.
• Named advisor & monthly review
• Loan sourcing end-to-end
• Portfolio monitoring
• Quarterly board pack
Project Mandate — a defined piece of work with a clear end date: a funding round, a portfolio restructuring, or a cost-reduction exercise.
• Fixed scope & deliverables
• Milestone-based reporting
• Handover document at close
• Option to convert to retainer
One-Off Consultation — a single structured session for second opinions, eligibility checks or portfolio health reviews, before any engagement.
• 90-minute working session
• Written findings & options
• No obligation to proceed
• Loan eligibility snapshot
BEFORE YOU GET IN TOUCH
What does the advisory engagement actually cost?
Retainer and project fees depend on scope, and every proposal is a fixed written quote agreed before work begins. Loan-arrangement fees are disclosed separately and, where a lender pays a referral fee, we tell you exactly how much. There are no undisclosed charges anywhere in our process.
Do I need to be a registered business to apply?
Only for a business loan — a GST registration, MSME/Udyam registration or proprietorship trade licence gives lenders something to underwrite against. Personal, home and car loans, loans against property, credit cards and mutual funds need only your KYC and income documents.
How fast can a loan actually be arranged?
A clean, well-prepared file typically reaches sanction in 5 to 7 working days. Disbursement follows property and documentation timelines, so home loans and loans against property take longer, and we will give you a realistic calendar before you commit.
Is my financial data shared with lenders without my consent?
Never. We shortlist lenders internally, present the file only to those you approve, and will not share your details further without a signed authorisation from you.
Can you help if I have been declined before?
Frequently, yes. A decline is usually a structuring or documentation issue rather than a verdict on your business. We review what the lender objected to, rebuild the projections and documentation, and approach a different segment of lenders.