Personal Loan

Personal Loan- FRESH

Interest from9.99%

Unsecured funds for a wedding, travel, medical bills or consolidating costly debt — matched to the lender that prices your profile best.

Loan amount₹50,000 – ₹75 L
Tenure1 yr – 7 yr
Processing fee1.5%

A personal loan priced for your profile

Unsecured funds for a wedding, travel, medical bills, a home upgrade or consolidating costlier debt — no collateral, and a repayment plan sized to your monthly income.

We compare offers from banks and NBFCs side by side and approach only the lenders you approve, so one application does not turn into several enquiries on your credit report.

Indicative terms

Ticket size: ₹50,000 – ₹75 lakh
Tenure: 12 – 84 months
Security: none required

Who qualifies

Salaried employees and self-employed professionals with a steady income and a healthy credit score (700+ is comfortable).

Documents required

PAN and Aadhaar
Last 3 months' salary slips, or 2 years' ITR if self-employed
Last 6 months' bank statements

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Disclaimer: Figures are indicative planning bands drawn from typical lender pricing and are not a quotation, offer or guarantee of approval. Final terms are at the sole discretion of the lending institution. Stable Wave Consultants Pvt Ltd is not a lender.

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Why Stable Wave

Advisory built around your numbers, not ours

We are not a bank and we do not sell products. We work on your behalf — evaluating options, negotiating terms and staying accountable through to disbursement and beyond.

Transparency

Fees, spreads, commissions and lender terms are disclosed in writing before you commit. If we earn on both sides, you will know exactly how.

Rigour

Every recommendation carries a model — cash flows, break-even, repayment capacity. We show our working, including when it says no.

Discretion

Client data never leaves the firm without written authorisation. No promotional calls, no sharing your details with lenders you have not approved.

Ownership

We stay with the mandate after signature. A 90-day post-disbursement review checks that the money did what it was meant to do.

Long Horizon

We would rather advise once and correctly than transact repeatedly. Many clients have been with the firm for over a decade.

Compliance First

SEBI-registered where applicable, RBI-aligned lending practices, and a documented trail for every recommendation we hand over.

How it works

Four steps. No guesswork.

A defined process keeps timelines predictable and keeps you informed at every stage.

1

Discovery call

A 30-minute confidential conversation to understand your objective, timeline and constraints.

2

Analysis

We build the cash-flow model, assess eligibility and shortlist the right product mix.

3

Negotiation

Applications go to multiple lenders in parallel. We negotiate rate, tenure and structure.

4

Execution

Documentation, disbursement and a 90-day post-issuance review to confirm everything works.

Next step

Let's talk about what you actually need

Share a few details and an advisor will call you within one working day — no obligation, no sales pressure.

Talk to a loan expert

Free consultation with zero obligation. We respond within business hours.

Call us

8018383677

Email

ankitagrawal79236@gmail.com

Visit us

2nd Floor, Guru Bhawan, Budharaja, Sambalpur- 768004

Office hours

Mon – Sat, 10:00 AM – 6:30 PM IST